Mortgage Program Resources

Here you will find information specific to various mortgage programs – FHA, VA, Conventional as well as Homepath and the Making Homes Affordable program, including the Home Affordable Refinance Program. Click on the articles below and if there are any specific questions you need answers to, please see our contact page!

Mortgage pre approval is now a necessity as the credit market has changed significantly from what it was a few years ago. Before the financial meltdown, pre-approval was something most people didn’t even think about because getting a mortgage was as easy as walking down to the local bank branch and asking nicely. However, things […]

Home Affordable Refinance Program (HARP) helps homeowners with refinancing their current mortgages. Homeowners that owe more money than their home’s existing value can also benefit from a HARP Home Affordable Refinance Program. This program assists responsible borrowers with reducing their monthly principal and interest rates so they are able to make payments without being financially […]

The USDA Home Loan is one of the few remaining 100% mortgage financing programs available in today’s credit climate. USDA or United States Department of Agriculture has earmarked funds available for their rural development loan program. This program is intended to offering competitive financing to rural markets. USDA Home Loan – The Benefits For certain […]

An interest only refinance was a very appealing option for many first-time homeowners during the heydays before the housing and banking crisis that began in 2006. This option provided flexibility of payments useful to many whose intention it was to secure investment property for relatively quick resale, or for those who found interest only refinance […]